RE/MAX Preferred Partners
One 157 Center
Edwardsville, IL 62025
618-655-1188 office

Copyright © Goshen Realty Group, Kristina Pratt & Nancy Milton, 2007-2009. All Rights Reserved.

A majority of our buyers here at Goshen Realty Group are first-time buyers.  We know that
buying your first start, to how to navigate the rest of the process. Buying a house is hard.
Especially if it's your first time and you're out there on your own.

But that's why your professional Realtor -- your buyer's agent -- is here. If you listen to your
Realtor, you can get into a new home with the least amount of hassle possible at the best
price possible.

All you need to do is follow a few simple rules and you'll be getting those house keys before
you know it.

Choose Your Realtor -- As a buyer, you deserve to have an agent who is looking out for
your interests in a home purchase transaction. Did you know that the person whose name is
on the sign outside of that cute house you just drove by is working for the seller -- trying to get
the best deal for the seller? Think about that. If the seller has an agent, shouldn't you? This is
a professional relationship built on mutual respect and loyalty between the buyer and the
agent. You owe each other honesty and integrity to form a great team with one goal -- to get
you into a new home.

Get Pre-Approved -- There is no point in looking at homes before you know how much
you can afford and in many areas you can't even submit an offer without an attached
pre-approval. Go to your lender. They will ask you a variety of questions and -- if you're
qualified -- will issue a pre-approval letter. Get a copy for yourself and a copy for your Realtor.
Don't know a lender? Ask your Realtor to give you two or three names of lenders who have
successfully closed buyers for her this year. Your agent also can tell you if there are city and
county grant programs that can help with your purchase. Don't expect your Realtor to show
you homes until the pre-approval letter is in hand.

Make a List and Check it Twice -- Decide in what part of the region you'd like to live, how
many bedrooms you need and what other "must-haves" are on your list for the home you'd
like to find. Make sure you understand the difference between "needs" and "wants." You
might "need" three bedrooms, but you might "want" four. Do you "need" a two-car garage, or
do you "want" one. Do you want a large yard or a small one? It's easiest to develop this list in
a consultation with your Realtor.

Now Look at Houses -- We like to play "Bracketology" with our buyers. We'll look at four or
five possibilities and the buyer will choose the one that best fits his needs. When we go out
again, he'll choose the best from that lot. Then we'll pit the two top candidates from each
outing against each other to get a "winner." We'll repeat if necessary, continuing to compare
and contrast the top houses from each round.

Make an Offer -- Your Realtor will research the home you've chosen to see what recent
comparable sales tell you about its listing price. Is it overpriced based on recent sales? Is it
already underpriced to elicit a quick sale? She also will check the seller's disclosures to
make sure there are no red flags about the property's condition. She'll prepare the offer to
purchase and will contact the seller's agent to begin negotiations.

Get to Closing -- Inspections, appraisal, loan commitments, contract timelines and
deadlines are just a few of the many pitfalls that must be navigated between getting an
accepted offer and achieving a successful closing. Your Realtor will understand what needs
to be done to protect your interests and help you hold the deal together along the way.

It can be done. Just follow the steps in order and enjoy your new home. Questions? Ready to
get started?  Fill out the form below, or check out our Coffee Consultations.
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